Additional Benefits
Maximize Your Benefits
Even More
BWH℠ Hotels (BWH) offers these additional benefits to give you an even more robust employee benefits package. Enrollment in the various programs is your choice.
Group Legal Plan
BWH℠ Hotels’ Group Legal Plan gives you and your dependents access to a wide range of free or discounted legal services through ARAG Legal Solutions. You have no deductibles or out-of-pocket expenses for covered services with an in-network attorney. Additional identity theft services are also included.
How it works
- Enroll in this benefit during Open Enrollment.
- Contact ARAG Legal Solutions to locate a network attorney who will help you sort through your legal matters:
www.araggroup.com
800-247-4184 - To view detailed information on plan benefits and how to use the plan visit Arag Legal Center and type in access code: 10223bwi.
- Talk to an ARAG Customer Care Counselor toll-free from 7 a.m. to 7 p.m. Central, Monday through Friday at 800-247-4184.
- Email an ARAG Customer Care Counselor at [email protected].
Paying for Legal Services
Most benefits are paid in full when you see a network attorney. Your premium contributions are paid through bi-weekly payroll deductions. If you choose to use a non-network attorney, you are reimbursed for covered matters up to a set amount. Please contact ARAG for a complete description of plan benefits and exclusions.
Plan Features:
UltimateAdvisor® – includes the following coverages:
- Contested Divorce – now up to 30 hours
- Domestic Partnership Agreement
- Egg/Sperm/Embryo Donation Agreement
- Funeral Directive
- Gender Identifier Change
- Hospital Visitation Authorization
- Postnuptial Agreement
- Pre-Birth/Post-Birth Parentage Order
- Surrogacy Agreement
- Drivers License Suspension and Revocation – now with DWI1
- Drivers License Restoration – now with DWI
- Minor Traffic Ticket – Non-Moving2
- Miscellaneous Legal Services (up to 4 hours per year) (formerly General In-Office)
Telephone Legal Services
- Unlimited toll-free advice about personal legal matters
- Simple document preparation for:
- Special powers of attorney and revocation
- Challenge to denial of credit
- Promissory notes/affidavits related to personal property
- Bills of sale related to personal property
- Specific document review (up to four pages)
- Follow-up letters and phone calls made on your behalf
- Standard will preparation
In-Office Legal Services
Plan members receive access to network attorneys for counseling, advice and representation in a variety of areas, including:
- Creating a will
- Dealing with juvenile court issues
- Dealing with family situations
- Establishing a guardianship
- Changing your name
- Defense of consumer debt
Online Legal Services
- The Law Guide: Provides comprehensive overviews of common legal issues.
- Document Library: Assists you in preparing your own legally valid documents through interactive questions and with the help of an attorney.
- Attorney Finder: Helps you find counsel on covered and non-covered matters.
Value-Added Services
- Identity Theft Protection. Toll-free, unlimited access to identity theft specialists who answer questions about identity theft prevention, help you determine if you’re the victim of identity theft, and outline the steps you can take to “recover” your identity.
- Identify Theft Services
- Lost wallet services
- $1 million identity theft insurance (available in all states)
- Credit monitoring
- Internet surveillance
- Child monitoring
MetLife Pet Insurance
Whether your pets want to be on your lap at all times or prefer their own space on the sofa, their unpredictable antics enhance your family dynamic. However, when the unexpected happens to them, you may need coverage that can help ease the burden of veterinary expenses. With MetLife Pet Insurance, you can help protect their health and well-being.
We believe that every individual and their pet have unique needs – enjoy benefits like flexible coverage with up to 100% reimbursement and the freedom to visit and U.S. licensed vet, optional Preventive Care coverage, 24/7 access to Telehealth Concierge Services, and discounts and offers on pet care. Plus, with the MetLife Pet mobile app, you can manage your pet’s health and wellness and submit and track claims.
Get a quote or enroll by visiting [www.metlife.com/getpetquote] or calling [1-800-GET-MET8].
Disclaimer:
1) Coverage underwritten and issued by Independence American Insurance Company (“IAIC”), a Delaware insurance company, and Metropolitan General Insurance Company (“MetGen”), a Rhode Island insurance company, in those states where MetGen’s policies are available. Coverage subject to restrictions, exclusions and limitations. See policy or contact MetLife Pet Insurance Solutions LLC for complete details. MetLife Pet Insurance Solutions LLC is the authorized policy administrator for this coverage.
2) Reimbursement options include: 70%, 80%, 90% and 100%. In addition, there is also a 50% option for MetGen underwritten policies only and a 65% option for IAIC underwritten policies only.
3) Can be purchased at an additional cost. For IAIC underwritten policies, optional Preventive Care coverage is based on a Schedule of Benefits. For MetGen underwritten policies, optional Preventive Care coverage is included in the annual limit.
4) May not be available in all states.
L0722023901[exp0624][All States][DC] © 2022 MetLife Services and Solutions, LLC
Farmers Insurance Products
- Automobile Insurance — Comprehensive automobile coverage, including liability protection, injury protection, and optional coverage for physical damage such as collision.
- Homeowners, Condominium, and Mobile Home Insurance — Comprehensive coverage for the home and personal property, including theft, liability, and damage to the home and personal property. Personal liability protection is also available.
- Renters Insurance — Coverage for personal possessions, such as stereo equipment, television, furniture, and appliances, against damage and theft. It also provides personal liability protection.
- Boat Owners Insurance — Coverage for a boat and boating equipment, including unattached accessories and trailer. Medical payments coverage and liability protection are included.
- Landlord’s Rental Dwelling — Protection for an investment used exclusively for rental income. Covers the rental property and owner’s liability. Provides fair rental income coverage in the event the property becomes unfit for its normal use due to a loss caused by a covered peril.
- Recreational Vehicle1 — Coverage for recreational vehicles such as snowmobiles, motor homes, and camper/trailers.
- Personal Excess Liability (Umbrella) — Provides for higher limits of personal liability coverage (over limits provided for under the standard Auto & Home policies). Provides additional protection in the event of a liability lawsuit.
- Motorcycle — Comprehensive motorcycle coverage, including liability and injury protection.
1 Not available in all states.
Advantages of Group-based Farmers Group Select Coverage
Group-based coverage through Farmers Group Select offers many advantages over traditional automobile and homeowners insurance, such as:
- Special group rates and policy discounts, available in most states to qualified employees
- Free insurance reviews and quote comparisons from licensed insurance consultants
- One toll-free number for customer service, claims, and enrollment. Take advantage of these savings today and call 800-438-6381 and mention where you work.
Portability of Coverage
You can continue your coverage without interruption when you terminate your employment with BWH or retire. Retirees can continue coverage and maintain the group discount. Terminated employees may also continue coverage; however, the group discount will no longer apply. Payment options include direct billing and checking account deductions.