Dental
BWH℠ Hotels (BWH) offers two dental plan options through United Concordia.
The plans both include:
- Preventive services covered at 100% of the allowed amount with no deductible.
- Coverage for preventive, basic and major services.
- Orthodontia coverage for children and adults.
- Enhanced benefits for individuals with certain chronic conditions.
- Elite Plus provider network.
What makes each Plan unique?
United Concordia Flex Tier I – PPO Dental Program
- You have access to a network of providers who accept negotiated fees for dental services.
- You can use any provider when you need dental care, but you generally pay less when you use a network provider.
- This Plan has lower premiums, a lower annual benefit, and a lower orthodontia benefit.
United Concordia Flex Tier II – PPO Dental Program
- Under this option, there is no network.
- You may choose any provider when you need dental care.
- For non-preventive care, you pay a percentage of the expense after an annual deductible, as well as any charges over the program’s allowance for those services.
- This Plan has higher premiums, a higher annual benefit, and a higher orthodontia benefit.
| United Concordia (Elite Plus Network) | United Concordia (Elite Plus Network) | |
|---|---|---|
| Tier I Dental Plan | Tier II Dental Plan | |
| Individual | $50 | $50 |
| Family | $150 | $150 |
| Per Individual | $1,500 | $2,500 |
| You Pay | You Pay | |
| Preventive Care | ||
| Exams, Cleanings, X-rays, Fluoride Treatments | 0% | 0% |
| Basic Services | ||
| Fillings, Space Maintainers, Sealants, Extractions, Oral Surgery, Endodontics, Periodontics, Emergency Exams | 20% | 20% |
| Major Procedures | ||
| Crowns, Inlays/Outlays, Dentures and Bridgework, Repairs | 50% | 50% |
| Orthodontia | ||
| 24-Month Treatment Fee ⎯ Additional fees will apply for pre-ortho visits and treatment, records and retention, and banding | ||
| Adults & Children | 50% | 50% |
| Lifetime Orthodontic Maximum (per person) | $1,000 | $1,500 |